It is with our SINCERE GRATITUDE that we write this letter of recommendation for you. Our home buying experience with you was such a POSITIVE one that we wanted you to be able to share this with your other clients.

As a young married couple we were completely unaware of what buying a house entailed. We came to you with blank faces and little money and asked that you "make our dream come true!!" You IMMEDIATELY had us pre-qualified for a loan so we would have a REALISTIC idea of what we could afford. You then spent SEVERAL hours of SEVERAL days researching the homes in our price range in our desired areas. During our MANY outings with you we developed a sense of what we were really looking for in a home through your MANY YEARS of EXPERIENCE in the real estate market. Your PATIENCE and DETERMINATION enabled us to buy our FAVORITE house within two months. You were "ON TOP" of and HANDLED EVERY phase of our contract negotiation. There was never a time that we were left with doubts or questions.

We would like to personally "THANK YOU" Phil, for your ENDLESS GUIDANCE and SUPPORT. It is only with your ASSISTANCE that we were able to "make our dream come true!!" You are a true PROFESSIONAL and a REAL role model for all of us. We look forward to working with you on our next home purchase and are excited to refer you to family and friends.

BEST WISHES for continued SUCCESS and PROSPERITY.

Fondly your friends,

Patty and Kelly Snow